Loan Request
Must be Over 18 years of age to submit a loan request.
Online Loan Request
*In order to expedite the process of applying for a loan with Community Bank we recommend that you have the following items available before your visit.
Consumer Loan
- Income/Wage verification
- Listing of current debts
Real Estate Purchase or Refinance
- For purchase we will require an “Offer to Purchase” and a “Seller’s Condition” report signed by all parties
- Income/Wage verification
- Property tax statement
- Homeowners Insurance
- Evidence of Title
Commercial Real Estate / Loan or Small Business
The first step toward obtaining business credit is to put together a solid loan proposal. In order to give us full information.
- Business Credit Application, completed and signed
- Describe business product and customers
- Describe owner’s background, education, and work-related experience
- Projections and plans for the business to grow
- How the loan will be repaid – especially if profits alone turn out to be inadequate
- Balance sheet showing personal assets and liabilities, and profit-and-loss statements
- A description of the items available as collateral
- A forecast of anticipated cash receipts and payments
Important Information to Applicant(s). To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who applies for a loan or opens an account. What this means for you. When you apply for a loan or open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents. In some instances, we may use outside sources to confirm the information. The information you provide is protected by our privacy policy and federal law.
